Add Row

Add Element

update
update
update
update
update
update
update

Add Element

update

{COMPANY_NAME}

update

Add Element

Home
Categories

Add Row

Add Element

May 29.2025

2 Minutes Read

Navigate Retirement Without a 401(k): Essential Strategies for the Self-Employed

Retirement strategies for the self-employed: IRA, 401k, ROTH blocks.

Exploring Retirement Solutions for the Self-Employed

For self-employed individuals, the lack of a traditional 401(k) plan can often feel like a daunting barrier to retirement savings. However, various alternatives can help you secure your financial future, turning this potential setback into a strategic advantage. Understanding these options is crucial for financial institutions and service providers aiming to support this growing demographic.

Understanding Your Retirement Options

Without a company-sponsored 401(k), self-employed individuals can turn to retirement plans tailored specifically for them, such as a Simplified Employee Pension (SEP) IRA or a Solo 401(k). The SEP IRA allows contributors to set aside a significant portion of their income—up to 25%—while a Solo 401(k) enables higher annual contribution limits, making it an attractive choice for those with fluctuating incomes.

The Value of Strategic Financial Planning

By setting up these accounts, self-employed individuals can not only make the most of their earnings but also enjoy potential tax benefits. Contributions to these plans may be deducted from taxable income, providing immediate relief while fostering long-term savings. Financial institutions can play a pivotal role by offering educational resources about these options to empower their self-employed clients.

Encouraging Financial Institutions to Step Up

To effectively assist the self-employed community, financial institutions need to enhance their understanding and services surrounding non-traditional retirement plans. Providing tailored financial advice and resources can bridge the gap, allowing more self-employed individuals to explore the retirement planning landscape confidently.

Make the Most of Your Income

With the right planning and options in place, self-employed individuals can turn what seems like a disadvantage into a customized and strategic retirement plan. As this sector continues to evolve, it’s essential for service providers to adapt and align their offerings to meet these unique needs.

Financial Independence & Retirement Planning

0 Views

0 Comments

Write A Comment

Related Posts All Posts

05.31.2025

Exploring Financial Independence: Why You Should Embrace Longevity

Update Unpacking the Age Advantage: Why Living Longer Is a Win In today’s rapidly changing world, it’s easy to overlook the phenomenal progress we’ve made in life expectancy. As we approach the mid-21st century, reports reveal that adults are now expected to live into their 80s—a tremendous leap from previous generations. While the conversation about longevity often hinges on the challenges it brings, a deeper analysis reveals that living longer can translate into richer, more fulfilling lives. Rethinking Retirement: Opportunities for Longevity Research has shown that older adults possess cognitive abilities surpassing those of their counterparts from decades ago. The IMF’s World Economic Outlook highlights that a 70-year-old today demonstrates mental acuity similar to that of a 53-year-old just 23 years prior. This signifies not just a healthier populace but also one that can remain productive for longer, positively impacting both personal finances and the economy. The Financial Implications of Extended Years The feelings surrounding longer life often prompt a look at financial security. More years could mean increased pension ages—Denmark recently raised its retirement age to 70. This shift aligns with the increasing longevity trend and the necessity to adjust pension frameworks accordingly. While many might lament the rising age for accessing pensions, it’s crucial to recognize this as an opportunity to build wealth and prolong participation in the workforce. Mindset Shift: The Value of Investment in Health In echoing the sentiment of saving for the future, the idea of having a substantial financial reserve—like a 'Chasing Cows fund'—is more relevant than ever. Rather than merely aiming to retire as early as possible, individuals should consider how to maximize their time and resources in an independent lifestyle. Postponing retirement can allow for more enriched experiences and financial gains—essentially leveraging the additional years for greater personal satisfaction. Final Thoughts: Embracing Longevity In conclusion, rather than perceiving aging as a burden, we ought to view longer life as a transformative chance to adapt, learn, and expand our horizons. As we transition into an era of increased longevity, let’s focus on creating frameworks that allow for continued engagement in the workforce while fostering financial independence. To thrive in this evolving landscape, consider reviewing your financial strategies and preparing for a longer, healthier future.

05.29.2025

Exploring Financial Advice: What It Means for Your Future

Update Understanding the Value of Financial AdviceFor many, the concept of financial advice can seem daunting and elusive. It’s often perceived as a luxury reserved for the wealthy, but the reality is quite different. Financial advice is not just for managing large portfolios or investment strategies; it's about making informed decisions that align with your personal goals. Whether you're looking to save for a home, plan for retirement, or simply understand your options, seeking financial advice can provide the clarity you need.Demystifying the ProcessWhen you seek financial advice, expect a structured process tailored to your needs. A typical meeting might begin with a discussion about your financial goals, current situation, and any concerns you may have. Advisors often utilize tools to create a personalized financial plan, laying out different paths to achieve your objectives. This approach ensures that advice is not only relevant but actionable, empowering you to make informed choices.Benefits Beyond Financial GainsInterestingly, the benefits of financial advice extend beyond the mere numbers. Clients often report feeling more confident in their financial decisions, which can lead to a more secure and less stressful life. Financial advisors also provide accountability and ongoing support, guiding clients through market ups and downs while refining strategies as personal circumstances change.Considerations Before Seeking AdviceBefore you decide to engage with a financial advisor, consider your specific needs and expectations. It’s crucial to communicate openly about your financial situation and to shop around for an advisor whose expertise aligns with your needs. Factors such as cost, communication style, and advisor experience should be evaluated thoroughly to ensure a good fit.An Invitation to Get StartedIn an ever-changing financial landscape, now is the perfect time to take proactive steps towards financial wellness. Consulting a financial advisor can transform how you manage your resources and provide you with a clearer path to achieving your financial goals.

05.28.2025

Taxes Won’t Derail Your FIRE Journey: What You Need to Know

Update Understanding Retirement Taxes: The Myths vs. Reality The common perception is that taxes will sink your Financial Independence, Retire Early (FIRE) plans; however, the reality is more nuanced. Taxes are a part of financial planning, but they need not be the barrier they are often portrayed to be. When preparing for retirement, knowing what you’ll actually owe can help you strategize effectively. Navigating the Tax Landscape of Retirement It's essential to understand that the tax structure upon retirement might not resemble what many expect. The likelihood is that you’ll fall into a lower tax bracket due to reduced income levels. For most retirees, income sources are likely to shift towards Social Security, pensions, or withdrawals from retirement accounts, which may be taxed differently than ordinary wages. Future Trends in Retirement Planning Current economic proposals suggest potential changes in tax laws that could affect future retirees. Staying abreast of these may enable better planning around income streams. Financial service providers and mutual fund managers are increasingly incorporating tax-efficient strategies in their recommendations, helping clients navigate these changes proactively. Empowering Your FIRE Journey: Key Insights While taxes may seem daunting, developing a clear understanding of your tax obligations can empower your financial decision-making. Seek advice from financial professionals who understand tax implications in your future planning. This is not merely about taxes; it’s about harnessing the full potential of your financial strategies to ensure that taxes do not derail your FIRE ambitions. Why Financial Institutions Should Care For financial institutions and service providers, this topic is particularly relevant as clients become more informed about their rights and options. Engaging clients with tools that clarify tax implications can position your institution as a leader in financial literacy, potentially increasing client loyalty and trust. In conclusion, your stance on retirement and taxes can significantly enhance how you approach your financial planning. By comprehending and addressing the realities of retirement taxes, you can pave the way for a smoother transition into a financially secure future.

Add Row

Add Element

update

UPDATE

Add Element

COMPANY

Privacy Policy
Terms of Use
Advertise
Contact Us
Menu 5
Menu 6

Add Element

07956 393270

AVAILABLE FROM 9AM - 5PM

Add Element

ABOUT US

MoneySubject is a UK-based digital media site delivering fresh, insightful content on the topics shaping your world. From personal finance and tech to wellness, sustainability, and career trends, we provide expert advice and inspiring stories to keep you informed and ahead of the curve.

Add Element

{"company":"Money Subject","address":"30 Churchill Place","city":"Canary Wharf","state":"London","zip":"E14 5RE","email":"info@healthylivingmedia.agency","tos":"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","privacy":"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"}

Navigate Retirement Without a 401(k): Essential Strategies for the Self-Employed

Exploring Retirement Solutions for the Self-Employed

Understanding Your Retirement Options

The Value of Strategic Financial Planning

Encouraging Financial Institutions to Step Up

Make the Most of Your Income

COMPANY

07956 393270

AVAILABLE FROM 9AM - 5PM

ABOUT US

Terms of Service

Privacy Policy

Core Modal Title